Health insurance is now a requirement for nearly all Americans. But not every American will find happiness with the same health insurance plan.
Often even individuals who qualify for a subsidy still have a high deductible. People sometimes scoff at the concept of ancillary benefits—policies like dental insurance, cancer or catastrophic illness insurance. While such policies were once luxuries that simply put a little extra money in your pocket if you should experience an applicable event, today they are often well worth having. They are also usually very inexpensive. A cancer policy, for example would certainly qualify as cheap health insurance, but thousands of people who have used such policies will attest to their value and would never part with them.
Health Net of California, Inc.’s Salud HMO y Más plans are designed to fit California’s fast-growing Latino market offering cost-savings for employers (over comparable HMO plans) and predictable copayments for employees. Members enrolled in these plans use the Salud HMO y Más network in California or may self-refer to a participating provider in Health Net’s Mexico service area for covered services. Salud HMO y Más plans also feature CVS MinuteClinics for walk-in medical services and preventive care.
Bupa By You covers you for new conditions that occur once your cover has started – so you won’t be able to use it for medical conditions that were apparent before you took out cover. There are also certain conditions that, whichever plan you choose, will not be covered, for example chronic long-standing conditions or cosmetic surgery. Details of the full list of exclusions can be found in the policy benefits and terms (PDF, 229KB) that will also be sent to you once you have taken your cover out.
By enrolling, you are joining our ASPCA Pet Health Insurance family. Products are underwritten by the United States Fire Insurance Company and administered by Fairmont Specialty Insurance Agency (FSIA Insurance Agency in CA), members of the Crum & Forster Enterprise. Hartville Pet Insurance GroupSM is a trademark of United States Fire Insurance Company. The United States Fire Insurance Company and Fairmont Specialty Insurance Agency may be individually or collectively referred to as Hartville Pet Insurance GroupSM or Hartville.